Adrenaline Junkie

Posted by pink on October 28, 2009

My brother and I have completely opposite personalities. He is an adrenaline junkie, while, I always walk on the safe side. Too cautious, you can say.I was telling my father that my brother needs a return of premium life insurance before something even happens to him. The term might sound too specific for you. The difference of ROP life insurance is that at the end of the guaranteed term, the life insurance company will refund premiums you have paid. This gives a net cost equal to zero. This sounds like a better deal than the standard ones.